Within Atrium Finance, we believe that the strengthening of the financial sector is of utmost importance in promoting economic prosperity and ensuring stability in developing and transitioning countries and in emerging markets. We equally believe that financial inclusion / an increased access to finance is a must to empower the largest number of economic agents, allow for their emancipation and development, and improve their living conditions.
For this aim, we offer the microfinance institutions and the commercial banks who serve the very small, small and medium enterprises a broad range of development finance services to help them engage in a sustainable, diversified, efficient and inclusive/developmental growth pattern. Our services to microfinance institutions and SME banks include:
- Market research and financial sector diagnostics
- Strategic, operational and financial diagnostic of banks and microfinance institutions,
- Assistance in major change processes such as the transformation of microfinance institutions into for-profit companies and mergers and acquisitions of microfinance institutions and/or SME banks,
- Assistance of commercial banks in the development of SME strategies / the development of new financial services for SMEs,
- Assistance of microfinance institutions in the development of an adapted offering for their targeted population,
- Support to develop and implement comprehensive risk management framerworks / solutions and set of tools and procedures to manage credit, operational and liquidity risks,
- Assistance in the development of rural finance services,
- Assistance in the development and the implementation of digital finance solutions,
- Assistance in the development and the implementation of sustainable energy finance solutions,
- Assistance in the development and the implementation of islamic finance services for MSMEs.
Upon performing an institutional diagnostic of our development finance clients, we develop a customized program of technical assistance to improve their institutional capacity, help them develop/adapt their strategies, diversify their services, increase outreach and improve their profitability and sustainability.
